Services and Fees

Ways We Can Work Together

A flexible set of services is available to meet your needs, whether you are looking for an hour or two of advice, a comprehensive plan or ongoing management of your investment strategy.

Services and Fees

Hourly Consultation:

$200 per hour (prorated; one hour minimum).

Telephone consults after the initial consult are prorated with a 0.25 hour minimum.

Financial Plans:

Base rate of $1,850 (additional charges will be assessed at $200 per hour for additional time for complex portfolios,  multiple changes to planning scenarios and/or additional coaching or implementation support).

Investment Management:

Fee begins at 1% of assets managed on the first $1 million dollars;  0.75% thereafter. Minimum portfolio size for this service is $1 million dollars.

More about the Services

Personal Financial Consulting

This hourly service is ideal if you are in need of advice on any of a wide range of issues. There is no minimum portfolio size or net worth to use this service. The service is designed for individuals, couples and families. Situations where clients choose to work with Trish on an hourly basis include:

  • Dealing with routine financial and investment situations
  • Assessing your current financial status, plan or portfolio
  • Identify investment objectives and risk tolerance
  • Review current Asset Allocation and recommend target allocation
  • Discussion/evaluation of a financial decision, or an unexpected event
  • Facilitating a discussion with a partner, parent or child about financial matters
  • Understanding investment processes available in the marketplace and determining which is most suitable for you, such as:
    • Your workplace IRA or 401K
    • Self-managed accounts
    • When to use a professional investment manager, tax advisor or legal counsel
    • Services offered by stock brokers, financial advisors, or trust officers
    • What are the costs of services you now or are considering using
  • Reviewing investment products or recommendations ensuring they meet your needs, and providing second opinions.
  • Create “do-it-yourself” investment strategies
  • Focused financial planning on specific areas that are priorities for you

Personal Financial Planning

This is a process to help you form a plan and vision to address specific financial goals. It includes a comprehensive evaluation and strategy to meet your goals and lifestyle needs. Plan fees begin at $1,850 which includes up to 6 hours of in-person consultation, in addition to plan preparation which is customized and done in-house. Plan fees vary according to complexity, scope and preparation time. A Personal Financial Plan is ideal if you would like a strong vision for achieving multiple financial goals such as:

  • Planning for retirement
  • Educational funding
  • Decisions/timing to buy or sell real estate
  • Lifestyle budget management and funding
  • Insurance/risk review
  •  Estimating ending estate value and legacy planning

Investment Management Services

Investment Management Services are available if you wish to hire a professional to manage investments, on your behalf, within well-understood and agreed upon guidelines. These services are provided by the Firm acting in a limited power of attorney role at the Client’s account custodian, and within the parameters agreed upon with the Client. Fees are a percentage of assets managed and are charged at the end of each calendar quarter based on the ending market value.

This service is available for a maximum annual fee of 1% of assets under management with a $1 million minimum portfolio size. Amounts over $1 million are 0.75%. Included in this service are both consultations and comprehensive planning as needed.

Getting Started