The Firm
Trish Howe founded Howe Financial Advisory, LLC in 2012 to bring professional expertise and objective, transparent advice to her clients through Fee-Only financial services. Her work is client driven without the influence of employer driven processes or objectives.
By offering hourly and project-based services, clients are not required to have certain levels of net worth or assets “to manage”. This opens the opportunity for Trish to work with clients in virtually any financial circumstance.
The practice operates under a fiduciary standard of care which is service rather than product driven. A fiduciary standard requires the advisor to act in the client’s best interest rather than one that allows favoring the firm’s or advisor’s interest. The fiduciary standard contrasts to the suitability standard which only requires that a product/recommendation is suitable for a client, and could lead to recommendations which are suitable, but possibly not the best choice available, or at the lowest fee.
Click here to view Firm Disclosure Brochure/ADV Part 2
Background
Over the past 35 years Trish has served as a financial advisor at two major brokerage firms, and as a private client portfolio manager at two major banks. Trish’s experience has given her a thorough understanding of a vast array of investment products, processes and insight into the nuances of various types of financial service providers. Her experience building and monitoring portfolios of stocks, bonds, funds and specialty managers, is extensive and has had a focus on discretionary management of client portfolios on a fee-only basis.
Philosophy
Trish is sensitive to the complexities investors face dealing with the financial industry and the multitude of vehicles, approaches and compensation methods. She enjoys supporting clients, individuals and couples in building and managing their resources, and strives to provide a setting where any aspect of her client’s personal and financial matters can be discussed. Trish offers an approach and a set of services that is transparent, flexible, and focuses on the clients’ concerns and interests. Clients are supported and empowered as they:
- Gain a better understanding of their current resources
- Determine the type and level of professional involvement that works best for them
- Take ownership of their financial future
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